The time has come! After my most recent paycheck I finally hit $300k net worth. 🥳 There’s no telling if this number will stay as the market continues its roller coaster ride, but I’ll take it! The default view on Empower (previous Personal Capital) where I track my net worth is a 90-day lookback. I rarely switch from this view, but yesterday I decided to go as far back in time as possible. And boy was it fun to see!…
I couldn’t wait to post my updates for this month! August was the best month I’ve had in a while. It honestly seems like things are finally coming back to normal, whatever this new normal is. Things have started to settle down with work so the stress level has definitely gone down. Things have also settled down in terms of home furnishing and home improvement spending so this month’s budget is starting to reflect my usual spending. Even getting COVID…
I’ve gone absolutely crazy with work this month. 2022 welcomed me with a very rare opportunity to work overtime in January with overtime pay. As a salaried employee, overtime pay is very rare. So I took this opportunity and ran with it. With no limit to the amount of overtime I was allowed to do, I worked 70+ hours per week for the entire month of January. I’ve only taken two days off this entire month! The things I do…
This will be a fairly short update on my budget, saving, and loan payment for December as my year end review will be coming shortly. December was uneventful for the most part. I worked overtime almost every day this whole month which is lame because I’m salaried, meaning I’m not getting any overtime pay. I hope (more like, I better!) get a good bonus/raise in 2022 for my extra work. Student Debt Student debt paid this month: $880.77 Student debt…
Wow what a month September was. I can’t say I’m looking forward to reviewing my spending for September which is why I’m late in posting this update. I went on two vacations merely 3 weeks apart which made the month go by so fast. Although it felt a bit rushed, it was far from a bad month. I will however predict that it’s likely to be a spendy month when I assess my spending in my budget section. I just…
I’m out of control. I need to stop. Lifestyle inflation has come for me. I knew this month’s update was not going to look good but reviewing my budget really hit me in the face just how much I’ve overspent in August. Earlier this month, I decided to join my friend on a last minute road trip which was a huge money drain. But I must say it was well worth it as this is a friend who is going…
This month has been a huge money drain. I’ve been killing myself trying to play catch up with my 401k and Roth IRA contribution. As I’m doing so, regrets crept in. Why didn’t I start contributing earlier in the year? Oh, that’s right. Because I was too busy keeping my money trapped inside a savings account waiting to buy a house. In the midst of going crazy trying to contribute thousands per month into my retirement so I can be…
I can’t believe we’re already halfway through 2021! Unlike last month when I thought May flew by like a blur, June felt long. I felt like I did a lot this month which surprised me that with the exception of some miscellaneous spending, I’ve pretty much stayed on budget for most of my regular expenses. That breakdown along with a disappointing net worth update will be coming up later in the post. Home Update Last month, I broke the news…
Welcome to my May 2021 updates! If you are new here, every month I post the progress I’ve made on paying off my student loans and on my savings. I’ve done this since I first started paying down my loans in July 2017 and it has been so worth it. Student debt paid this month: $880.77 Student debt remaining: $42,327.50 I house every month’s debt progress from the very beginning here if you want to check out the progress so…
Welcome to my April 2021 updates! If you are new here, every month I post the progress I’ve made on paying off my student loans and on my savings. I’ve done this since I first started paying down my loans in July 2017 and it has been so worth it. Student debt paid this month: $880.77 Student debt remaining: $43,945.22 I house every month’s debt progress from the very beginning here if you want to check out the progress so…