I’m out of control. I need to stop. Lifestyle inflation has come for me. I knew this month’s update was not going to look good but reviewing my budget really hit me in the face just how much I’ve overspent in August. Earlier this month, I decided to join my friend on a last minute road trip which was a huge money drain. But I must say it was well worth it as this is a friend who is going…
Welcome to my April 2021 updates! If you are new here, every month I post the progress I’ve made on paying off my student loans and on my savings. I’ve done this since I first started paying down my loans in July 2017 and it has been so worth it. Student debt paid this month: $880.77 Student debt remaining: $43,945.22 I house every month’s debt progress from the very beginning here if you want to check out the progress so…
Do you wish you can save more money? Sorry, trick question. Of course, you do. I don’t know anyone who’d say no to that question. Saving money can be hard. But it doesn’t have to be complicated. The biggest hurdle to saving is that most people make it more complicated than it needs to be. Contrary to what some people think, you don’t need to have your life completely together to start saving. So here are some simple ways you…
Ever bought something that you later regretted? I have. So in my efforts to pay off my six-figure debt, I have drastically cut down on my spending. Although I have cut down on many more things, these are the 6 things that I no longer buy that have made the most impact on saving me money. 1. Desktop computer I stopped using my desktop computer when I graduated from high school 8 years ago and moved out to the dorms with…
The saying goes that there are two ways to get more money. You make more or you spend less. It sounds simple enough, but like most things in life, easier said than done right? The good news is, of these two options, there is one that is easier to tackle and that you can easily control. I am talking about spending less. Think about how hard it is to make more money. You either have to work more hours at…
Raise your hand if you’ve ever found yourself buying things that you really just don’t need? Do you find yourself asking how to cut spending? You may not be able to see me, but I am definitely raising my hand with you. But I’ve finally found a way to cut spending by asking myself these 3 questions before I make purchases. 1. If I don’t have a job right now, is this something I would buy? This is my…