On my mission to pay off my six-figure debt, I have been actively cutting down on unnecessary expenses. I’ve even written a blog post on 6 Things I No Longer Buy to Save Money so trust me when I say I do not like spending money unnecessarily. While I don’t like to splurge, I do realize that splurging on certain items have allowed me to save money in the long run. So I decided to post a list of 7 purchases…
Just last week my grad school friends and I were reminiscing that it had been exactly one year since we graduated. My mind started drifting back to grad school and then I thought back to my undergraduate years since I graduated 4 years ago. Compared to graduate school, I can see now that I was far too naive in undergrad. Looking back, it was a much more carefree time in my life than now. While I would not change a…
Your twenties and thirties are supposed to be the best years of your lives. You finally have the freedom to do whatever you want as an adult. You’ve had time to get that rebellious streak and experimentation out of you during your teenage years and early twenties. While you’ve probably made your share of mistakes, as an adult you are finally getting comfortable being in your own skin. You are at a place where you can do whatever you want, be…
I did it. I just resigned from my job. It doesn’t make me feel good to do it on Friday the 13th, but I don’t think there is such thing as a good day to resign. I mentioned before that a month since my contract position ended, I was lucky enough to secure a new job. However, the downside was I had to resign from my part-time job. Although I never liked the job and I always had the intention…
As I am entering my 30s in a couple years and with no more school in the way, I am absolutely excited to begin this new phase of my life. I feel like I have a good understanding of who I am and more or less know where I want to be headed in the future. I am a very goal-oriented individual and for as far back as I can remember, I’ve always thought of life in the years… what…
It’s been over a month since I’ve updated which I feel disappointed about. One of my biggest dilemmas when I started this blog was how much I wanted to divulge in terms of my professional career and personal life. However, once I’ve thought it through, I realized just how big my career plays a part in my life. It is, after all, how I make my living and plan to pay off my loans. In fact, it is the entire reason I…
Responsible. That’s a word that gets thrown around by people who know me, but from the title of this blog post, many will assume that I am anything but, especially where money is concern. So how did I amass this much debt? Student loan is the answer as you may have expected. After graduating from undergrad, I went right into graduate school where the cost of tuition per year was $45,000 for my first year up to $50,000 when I finished. That was tuition by itself without the added cost of…